# Comprehensive vs Collision Coverage

*Insurance — Finicade finance glossary*

Collision covers damage from hitting something; comprehensive covers almost everything else — theft, hail, fire, a deer. Both pay only up to the car's actual cash value, which is why keeping them on a vehicle worth $2,000 with a $1,000 deductible is close to pointless. Dropping both once a car's value approaches a few multiples of the deductible is standard advice.

**Also known as:** comprehensive coverage, collision coverage, own damage cover

**Related terms:** [Auto Insurance](https://finicade.com/glossary/auto-insurance), [Deductible](https://finicade.com/glossary/deductible), [Replacement Cost vs Actual Cash Value](https://finicade.com/glossary/replacement-cost-vs-actual-cash-value), [Policy Limit](https://finicade.com/glossary/policy-limit), [Insurance Premium](https://finicade.com/glossary/insurance-premium)

Source: https://finicade.com/glossary/comprehensive-vs-collision-coverage