# Disability Insurance

*Insurance — Finicade finance glossary*

Disability insurance replaces part of your income if illness or injury stops you working — more likely during a career than death, and far less insured.

Disability insurance replaces part of your income if illness or injury stops you working — statistically far more likely during a career than death, and far less often insured. The critical wording is the definition of disability: 'own occupation' pays if you can't do your job, while 'any occupation' pays only if you can't do any job, and the price difference between them buys a completely different product.

**Also known as:** income protection, long-term disability, DI

**Related terms:** [Life Insurance](https://finicade.com/glossary/life-insurance), [Insurance Premium](https://finicade.com/glossary/insurance-premium), [Underwriting](https://finicade.com/glossary/underwriting), [Emergency Fund](https://finicade.com/glossary/emergency-fund), [Long-Term Care Insurance](https://finicade.com/glossary/long-term-care-insurance)

Source: https://finicade.com/glossary/disability-insurance