# Lump-Sum Investing

*Saving & Investing — Finicade finance glossary*

Lump-sum investing puts the whole amount to work immediately rather than spreading it over months. Because markets rise more often than they fall, it beats dollar-cost averaging roughly two thirds of the time, and by a meaningful margin on average. Dollar-cost averaging still wins on a criterion the maths ignores: it reduces the maximum regret if the market drops right after you invest, and an investor who panics and sells has lost far more than the expected-return difference.

**Also known as:** lump sum investing, investing all at once

**Related terms:** [Dollar-Cost Averaging](https://finicade.com/glossary/dollar-cost-averaging), [Market Timing](https://finicade.com/glossary/market-timing), [Windfall](https://finicade.com/glossary/windfall), [Expected Return](https://finicade.com/glossary/expected-return), [Risk Tolerance](https://finicade.com/glossary/risk-tolerance)

Source: https://finicade.com/glossary/lump-sum-investing