# Regulation E

*Regulation & Compliance — Finicade finance glossary*

Regulation E governs consumer protections on electronic transfers — debit cards, ACH and payment apps — including error resolution and liability caps.

Regulation E governs consumer protections on electronic transfers — debit cards, ACH, and app-based payments — including error resolution and caps on liability for unauthorised transactions if reported quickly. Its central limit is the word unauthorised: a payment you were tricked into authorising generally isn't covered, which is the legal reason scams route through payment apps rather than cards.

**Also known as:** Reg E, electronic fund transfer act, EFTA

**Related terms:** [Debit Card](https://finicade.com/glossary/debit-card), [ACH](https://finicade.com/glossary/ach), [Peer-to-Peer Payments](https://finicade.com/glossary/peer-to-peer-payments), [Consumer Financial Protection Bureau](https://finicade.com/glossary/consumer-financial-protection-bureau), [Chargeback](https://finicade.com/glossary/chargeback)

Source: https://finicade.com/glossary/regulation-e