Three-Fund Portfolio
Also called: 3 fund portfolio, lazy portfolio, Bogleheads portfolio
The three-fund portfolio holds a total domestic stock fund, a total international stock fund and a total bond fund — that's the whole strategy. It delivers global diversification at near-zero cost, needs one rebalance a year, and is difficult to tinker with, which is its real advantage. Most complexity added beyond it raises fees and turnover far more reliably than it raises returns.