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YOU PLAY · STRUCTURED PRODUCTS STRUCTURER

The Structurer

Every note is a bond plus options. Pick the wrong shape and the client finds out at maturity.

🎲 10 decisions ⏱️ ~15 min Advanced 🆓 No sign-up

The brief

You run structuring on a products desk. Clients come to you with a need, a view and a constraint — a pension fund that cannot report a loss, a family office reaching for yield, a treasurer hedging a currency, a foundation that needs income and has been promised 8%. Out of a bond and a few options you build them a note, and the payoff diagram you draw is what they will actually own. The temptation never changes: the richest structure for the desk is almost always the wrong shape for the client, and nobody discovers the difference while markets are calm. Sell the wrong shape and you will make your quarter and lose the relationship, your standing and eventually the desk. Sell nothing but capital protection and you will keep everyone safe and earn nothing at all. The job is knowing which client is which.

How you play it

The decision is a shape: choose a structure and its payoff diagram draws live — floor, cap, barrier, coupon — then the market runs through it.

🧮 The job: Structurer — Assembling investment products out of a bond and some options — and deciding which client should own which shape.

What a structurer actually does →

What you're judged on

Every decision is marked to market server-side. These are the meters that move — run one to zero and the simulation ends there.

🤝
Client trustThe relationship. It survives losing money in a product that did what it said on the term sheet; it does not survive a surprise. Zero and the client walks.
💰
Desk marginCumulative P&L in millions — what the desk is paid on. The least suitable structure is very nearly always the richest, which is the whole temptation.
📉
Residual riskWhat the desk keeps after hedging (lower is better). Exotic payoffs leave greeks nobody wants. Past 100 the risk desk closes you out.
⚖️
SuitabilityYour standing with compliance and the regulator. Mis-sell and it falls fast. Zero and you're barred from the desk.

What it tests

No trivia — the simulation only asks what the chair actually has to know.

Where you learn this

This one is the arcade's own boss — it isn't the finale of a single game, it's what the whole arcade has been teaching. Liquidity, leverage, bank runs, systemic risk and moral hazard all arrive in the same sixty-two hours, and nothing gates it: sit down now, get overrun, and go find out why.

Browse the courses →

Other chairs

🌐 Chair of the emergency committee

The Weekend

Sixty-two hours to Tokyo's open. You cannot save everyone — and one of them you cannot lose.

🏛️ President — head of government

The President

Every policy has two halves: what you do, and who pays. The bond market grades the second one.

🗓️ Yourself, one year out of school

The First Year

Twelve months on your own. No perfect month — only wiser and poorer ones.

📰 Data editor on the news desk

The Newsroom

One shift on the data desk. Every story is a stats trap in disguise.

🚀 Flight director

Mission Control

No options to pick — do the math, key in the number, bring them home.

🏛️ Chair of the central bank

The Policy Chair

You are the central bank. One rate, every quarter, a whole economy on the line.

🏢 Chief Financial Officer

The CFO's Chair

You run the firm's capital. Ten board meetings, one question every time: where does the cash go?

🎛️ Options book runner

The Pit

You run the book. The tape moves, the Greeks bite, margin is real. Survive the session.

🧠 An investor with your own brain

Your Own Worst Enemy

The market can't hurt you. You can. Ten moments, one enemy — the one making the decisions.

🏦 Head of a derivatives desk

The Desk

Run a derivatives desk for one week — it does not stay calm.

🗂️ First-year analyst on rotation

Rotation Day

Ten desks, one stack of cards each. Sort them right — and never, ever misfile ethics.

⚖️ Expert witness on the stand

The Expert Witness

Ten regression tables enter evidence. The significant one is usually the trap.

🚨 Chief Risk Officer

The War Room

The VaR says you're fine. The tail says otherwise. Ten audits — read which one is lying.

← All 14 live simulations