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Regulation & Compliance

Regulation E

Also called: Reg E, electronic fund transfer act, EFTA

Regulation E governs consumer protections on electronic transfers — debit cards, ACH, and app-based payments — including error resolution and caps on liability for unauthorised transactions if reported quickly. Its central limit is the word unauthorised: a payment you were tricked into authorising generally isn't covered, which is the legal reason scams route through payment apps rather than cards.

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